Maryland owners can defend their important programs and home equipment with a plan from a complete dwelling guarantee firm. A house guarantee covers costly repairs or replacements on gadgets like your HVAC system or water heater after they break down resulting from regular put on and tear.
Since a house guarantee plan could be a beneficial funding, it’s essential to decide on the one which’s best for you. That can assist you choose the appropriate supplier, we analyzed the finest dwelling guarantee firms within the Outdated Line State, researching costs, advantages, plans, and protection. We additionally used an deal with in Baltimore, Maryland, to secret store for pattern quotes from every supplier. Learn on to discover a guarantee that takes care of your property in addition to you do.
On this article:
Right now’s Home-owner works with an impartial evaluations group to create evidence-based analysis that helps our readers make knowledgeable selections. The evaluations are all the time impartial. For transparency, we could also be compensated if you are going to buy by means of a hyperlink.
Finest Total: American Residence Defend
Fast Take
With over 50 years of expertise, American Residence Defend (AHS) is a veteran throughout the dwelling guarantee business and our prime decide for Maryland owners. The supplier presents three complete protection plans and intensive add-on protection, which presents safety for nicely pumps, pool gear and extra.
Execs & Cons
✓ Lets prospects regulate premium by deciding on their very own service charge
✓ Doesn’t require upkeep data
✓ Permits prospects to file claims by telephone or on-line 24/7
✘ Presents barely greater charges than a few of its opponents
✘ Isn’t obtainable in Alaska
Plans & Protection
American Residence Defend gives owners with three protection choices: ShieldSilver, ShieldGold and ShieldPlatinum. ShieldSilver focuses on main dwelling programs, together with your air conditioner, water heater and ductwork. To extend safety to each dwelling home equipment and programs, the supplier presents a ShieldGold plan, which covers 23 gadgets, together with your oven, dishwasher and heating unit.
For probably the most complete protection, AHS presents its ShieldPlatinum plan, which covers all 23 gadgets throughout the ShieldGold plan whereas including protection for roof leak repairs. The supplier has add-on protection in your pool or spa gear, nicely pump, septic system plumbing, septic sewage ejector pump and electronics for an extra price.
| Protection | ShieldSilver | ShieldGold | ShieldPlatinum |
| Roof-leak repairs | ✔ | ||
| Air conditioner | ✔ | ✔ | ✔ |
| Heating unit | ✔ | ✔ | ✔ |
| Ductwork | ✔ | ✔ | ✔ |
| Constructed-in exhaust, vent and attic followers | ✔ | ✔ | ✔ |
| Important breaker and fuse panel field | ✔ | ✔ | ✔ |
| Doorbells and chimes | ✔ | ✔ | ✔ |
| Inside electrical strains | ✔ | ✔ | ✔ |
| Ceiling followers | ✔ | ✔ | ✔ |
| Storage door openers | ✔ | ✔ | ✔ |
| Inside plumbing strains | ✔ | ✔ | ✔ |
| Bathrooms | ✔ | ✔ | ✔ |
| Taps and valves | ✔ | ✔ | ✔ |
| Whirlpool tub motor and parts | ✔ | ✔ | ✔ |
| Water heater | ✔ | ✔ | ✔ |
| Fridge | ✔ | ✔ | |
| Vary/Cooktop | ✔ | ✔ | |
| Oven | ✔ | ✔ | |
| Dishwasher | ✔ | ✔ | |
| Constructed-in microwave | ✔ | ✔ | |
| Rubbish disposal | ✔ | ✔ | |
| On the spot sizzling/chilly water dispenser | ✔ | ✔ | |
| Garments washer | ✔ | ✔ | |
| Garments dryer | ✔ | ✔ |
Value
American Residence Defend provides its prospects management over their month-to-month premium by letting them select between a $75, $100 and $125 service charge. A service charge is a one-time cost to the technician that involves your property to evaluate your broken merchandise and make a restore. The upper your chosen service charge, the decrease your month-to-month cost, and vice versa.
Right here’s a month-to-month worth breakdown of every plan for Maryland owners:
| Plan | $75 Service Payment | $100 Service Payment | $125 Service Payment |
| ShieldSilver | $49.99 | $39.99 | $34.99 |
| ShieldGold | $59.99 | $49.99 | $49.99 |
| ShieldPlatinum | $79.99 | $69.99 | $64.99 |
Get a Free Quote
To get a free quote from American Residence Defend, fill out this fast on-line type or name 844-529-9298.
Finest for Older Properties: Alternative Residence Guarantee
Fast Take
Alternative Residence Guarantee (CHW) has established itself as a prime supplier for older houses, because it doesn’t require a house inspection earlier than protection can start. The corporate operates a nationwide community of technicians, serving prospects in all states besides California and Washington.
Execs & Cons
✓ Presents a 90-day restore assure
✓ Offers 24/7 customer support
✓ Lets prospects select from a wide range of add-on protection choices
✘ Is accused of failing to approve claims in a current lawsuit
✘ Doesn’t permit prospects to decide on their very own technician
Plans & Protection
Alternative Residence Guarantee presents two completely different plans protecting your property’s important programs and home equipment. The supplier’s Fundamental Plan protects 14 gadgets, together with your heating system, electrical system and dishwasher. For extra complete protection, CHW presents its Whole Plan, which covers 18 home equipment and programs, together with your garments washer, air-con and fridge.
The supplier additionally presents all kinds of non-obligatory add-ons, together with protection in your pool/spa, restricted roof leaks, extra spa, stand-alone freezer, central vacuum, second fridge, nicely pump, septic system, sump pump and septic tank pumping.
| Protection | Fundamental Plan | Whole Plan |
| Heating system | ✔ | ✔ |
| Electrical system | ✔ | ✔ |
| Plumbing system | ✔ | ✔ |
| Plumbing stoppages | ✔ | ✔ |
| Air-con | ✔ | |
| Water heater | ✔ | ✔ |
| Whirlpool bathtub | ✔ | ✔ |
| Fridge | ✔ | |
| Oven/Vary/Range | ✔ | ✔ |
| Cooktop | ✔ | ✔ |
| Dishwasher | ✔ | ✔ |
| Constructed-in microwave | ✔ | ✔ |
| Rubbish disposal | ✔ | ✔ |
| Garments washer | ✔ | |
| Garments dryer | ✔ | |
| Ductwork | ✔ | ✔ |
| Storage door opener | ✔ | ✔ |
| Ceiling and exhaust followers | ✔ | ✔ |
Value
Alternative Residence Guarantee presents persistently reasonably priced protection plans. Nevertheless, not like many suppliers, Alternative doesn’t permit prospects to pick their very own service charge. The corporate’s pattern contract particulars that service charges might be as excessive as $85.
CHW permits prospects to enter a month-to-month contract or pay one lump sum for 13 months of protection. Right here’s a take a look at the price of protection for a single-family dwelling in Maryland.
| Plan | Month-to-month Value | Value of Single Cost |
| Fundamental Plan | $46.83 | $532 |
| Whole Plan | $54.75 | $627 |
Get a Free Quote
For those who’re excited about protection from Alternative Residence Guarantee, fill out this free on-line quote type or contact a consultant at 929-400-6165.
Most Customizable Plan Choices: America’s 1st Alternative Residence Membership
Fast Take
America’s 1st Alternative Residence Membership has served owners nationwide for over 10 years. This firm has probably the most customizable plan choices on this listing, giving prospects the selection of 4 protection plans and a wide range of non-obligatory add-ons. In contrast to many different dwelling guarantee suppliers, America’s 1st Alternative Residence Membership permits policyholders to decide on their very own restore contractor as long as they’re licensed, bonded and insured.
Execs & Cons
✓ Presents 4 complete plans
✓ Offers 24/7 customer support
✓ Ensures repairs on lined gadgets for the lifetime of your property guarantee plan
✘ Fees a $75 cancellation charge
✘ Requires owners to submit a declare inside someday of noticing a restore is required
Plans & Protection
America’s 1st Alternative Residence Membership presents 4 plan choices: the Methods Plan, Silver Plan, Gold Plan and Platinum Plan. The Methods Plan covers main programs in your house whereas the Silver Plan covers main home equipment. Protection will increase with the Gold Plan, which mixes system and equipment protection to guard 15 gadgets like your water heater, garments dryer, ductwork and dishwasher.
The Platinum Plan is probably the most complete; it’s the solely protection possibility that provides safety for plumbing stoppages, an ice maker and a built-in microwave. Past these 4 plans, America’s 1st Alternative Residence Membership prospects can select extra protection on the next gadgets:
- Sump pump
- Septic system
- Scorching water dispenser
- Pool and spa
- Stand-alone freezer
- Tankless water heater
| Methods Plan | Silver Plan | Gold Plan | Platinum Plan | |
| Air-con | ✓ | ✓ | ✓ | |
| Heating | ✓ | ✓ | ✓ | |
| Water heater | ✓ | ✓ | ✓ | |
| Electrical system | ✓ | ✓ | ✓ | |
| Plumbing system | ✓ | ✓ | ✓ | |
| Ductwork | ✓ | ✓ | ✓ | |
| Garments dryer | ✓ | ✓ | ✓ | |
| Garments washer | ✓ | ✓ | ✓ | |
| Kitchen fridge | ✓ | ✓ | ✓ | |
| Oven | ✓ | ✓ | ✓ | |
| Vary | ✓ | ✓ | ✓ | |
| Dishwasher | ✓ | ✓ | ✓ | |
| Rubbish disposal | ✓ | ✓ | ✓ | |
| Storage door opener | ✓ | ✓ | ✓ | |
| Constructed-in microwave | ✓ | |||
| Ice maker | ✓ | |||
| Plumbing stoppages | ✓ |
Value
America’s 1st Alternative Residence Membership has a few of the most reasonably priced protection choices available on the market. Much like its opponents, the supplier permits prospects to pick from three completely different service charges, with a better charge reducing the general month-to-month premium and a decrease charge reducing it. Under is a price breakdown for a single-family dwelling in Maryland.
| Plan | $75 Service Payment | $100 Service Payment | $125 Service Payment |
| System Plan | $45.75 | $43.58 | $41.33 |
| Silver Plan | $39.17 | $37.00 | $34.83 |
| Gold Plan | $52.33 | $50.08 | $47.92 |
| Platinum Plan | $56.67 | $54.50 | $52.33 |
Get a Free Quote
To obtain a free quote from America’s 1st Alternative Residence Membership, full this fast type or contact them at 877-755-1115.
Finest for Worth Consumers: Choose Residence Guarantee
Fast Take
Though Choose Residence Guarantee is a relative newcomer throughout the dwelling guarantee business, it has shortly positioned itself as a high quality and budget-friendly possibility for a lot of prospects. The supplier has a flat service charge of $75 for all plans and companies prospects in 46 states. Moreover, Choose’s free roof leak protection is a profit not seen in lots of its competitor’s plans.
Execs & Cons
✓ Has a 90-day restore assure
✓ Presents 9 non-obligatory add-ons
✓ Offers prospects two months free in the event that they selected annual billing
✘ Can cost repeated service name charges for a number of repairs on a single go to
✘ Doesn’t cowl fixtures
Plans & Protection
Choose Residence Guarantee presents three complete plans, every protecting important home equipment, programs or a mix of each. The Bronze Care Plan covers eight important home equipment, together with your fridge, cooktop and dishwasher. The Gold Care Plan protects six programs, together with your heating system, plumbing system and electrical system.
For probably the most well-rounded protection, Choose presents the Platinum Care Plan, which covers all programs and home equipment throughout the earlier two plans plus an extra three gadgets, together with a storage door opener, ceiling fan and plumbing stoppages. For extra safety, Choose additionally presents a wide range of add-ons, listed beneath:
- Central vacuum
- Garden sprinkler system
- Pool
- Roof leak
- Septic system
- Spa
- Stand alone freezer
- Sump pump
- Properly pump
| Protection | Bronze Care | Gold Care | Platinum Care |
| Air-con and cooling | ✔ | ✔ | |
| Ductwork | ✔ | ✔ | |
| Electrical system | ✔ | ✔ | |
| Heating system | ✔ | ✔ | |
| Plumbing system | ✔ | ✔ | |
| Water heater | ✔ | ✔ | |
| Cooktop | ✔ | ✔ | |
| Dishwasher | ✔ | ✔ | |
| Rubbish disposal | ✔ | ✔ | |
| Constructed-in microwave | ✔ | ✔ | |
| Fridge | ✔ | ✔ | |
| Range/Oven | ✔ | ✔ | |
| Garments washer | ✔ | ✔ | |
| Garments dryer | ✔ | ✔ | |
| Storage door opener | ✔ | ||
| Plumbing stoppages | ✔ | ||
| Ceiling fan | ✔ |
Value
Choose Residence Guarantee is understood for its reasonably priced plan pricing. The supplier presents month-to-month contracts but additionally helps owners lower your expenses by providing two months free after they signal a
| Plan | Month-to-month Value | Yearly Value |
| Platinum Care | $46.08 | $41.67 |
| Gold Care | $41.67 | $37.50 |
| Bronze Care | $41.67 | $37.50 |
Get a Free Quote
For those who’re excited about a house guarantee from Choose, fill out this straightforward on-line type or contact a consultant at 888-370-3956.
Most Complete Declare Protection: First American Residence Guarantee
Fast Take
First American Residence Guarantee is a prime dwelling guarantee alternative for owners in Maryland. The corporate has been within the business for over 30 years and is understood for its First Class Improve, which gives protection for gadgets and companies like constructing permits, refrigerant recapture and equipment haul-away. Moreover, the supplier presents around-the-clock customer support and reasonably priced pricing for each of its complete plans.
Execs & Cons
✓ Covers improperly-installed home equipment
✓ Has beneficiant protection caps
✓ Offers safety for unknown pre-existing situations
✘ Solely obtainable in 35 states
✘ Should pay further for air-con protection
Plans & Protection
First American Residence Guarantee presents two complete plans: the Fundamental Plan and the Premier Plan. The Fundamental Plan covers eight home equipment, together with your fridge, dishwasher and microwave. The Premier Plan contains all protection supplied within the Fundamental Plan, plus safety for eight important programs, together with your water heater and electrical system.
Along with its two complete plans, the supplier additionally presents seven non-obligatory add-ons, together with nicely pump, extra refrigeration and its distinctive First Class Improve. Though air-con protection is just obtainable as an add-on, the safety comes with no protection limits so long as your unit doesn’t include a water heater.
| Protection | Fundamental Plan | Premier Plan |
| Garments washer | ✔ | ✔ |
| Garments dryer | ✔ | ✔ |
| Fridge | ✔ | ✔ |
| Dishwasher | ✔ | ✔ |
| Oven/Vary/cooktop | ✔ | ✔ |
| Microwave | ✔ | ✔ |
| Rubbish disposal | ✔ | ✔ |
| Trash compactor | ✔ | ✔ |
| Plumbing | ✔ | |
| Plumbing stoppages | ✔ | |
| Heating system | ✔ | |
| Water heater | ✔ | |
| Electrical system | ✔ | |
| Storage door opener | ✔ | |
| Ductwork | ✔ | |
| Central vacuum system | ✔ |
Value
In contrast to many opponents, First American Residence Guarantee doesn’t permit Maryland prospects to pick their very own service charge, however somewhat presents a comparatively excessive $100 set charge for all plan varieties. Nevertheless, the supplier lets prospects lower your expenses by signing up for a yearly contract. Right here’s a worth breakdown of protection for a single-family dwelling in Baltimore, Maryland.
| Plan | Month-to-month price | Yearly price |
| Fundamental Plan | $37.00 | $408.00 |
| Premier Plan | $49.50 | $558.00 |
Get a Free Quote
You will get a free quote from First American Residence Guarantee by calling 833-777-0049 or by filling out this straightforward on-line type.
Our Verdict
A Maryland dwelling guarantee can present peace of thoughts that you just’re protected in case your important programs or home equipment break down. Somewhat than dealing with a big, sudden restore invoice, you possibly can pay a easy service charge to maintain your property operating easily.
American Residence Defend is our best choice for a house guarantee, due to its complete protection, lengthy historical past within the business and fewer exclusions. Nevertheless, the entire suppliers on this listing are glorious choices that supply their very own distinctive advantages. Earlier than buying a house guarantee, it is best to get quotes from a number of suppliers and evaluate plans to pick the protection that’s best for you and your property.
Incessantly Requested Questions About Maryland Residence Warranties
- Is a house guarantee required in Maryland?
Maryland owners usually are not required to buy dwelling guarantee protection, although some could also be required by their mortgage lender to buy owners insurance coverage. Nevertheless, your owners insurance coverage solely covers property and structural injury brought on by pure disasters and different sudden occasions, so if you need safety from expensive repairs resulting from equipment and system breakdowns, a house guarantee is a strong possibility.
- What are the advantages of a house guarantee?
The advantages of investing in a house guarantee embody safety towards costly, out-of-pocket prices for repairs or replacements of dwelling programs and home equipment. Residence warranties additionally present a handy option to discover service suppliers and e book service requires dwelling repairs.
- What’s the finest dwelling guarantee firm?
Our best choice for a house guarantee firm is American Residence Defend, as they supply a wide range of complete plans to owners throughout the continental U.S. and maintain over 40 years of expertise within the dwelling guarantee business.
Residence Guarantee Ranking Methodology
That can assist you discover the most effective dwelling guarantee, our evaluations group researched quite a few dwelling guarantee firms, analyzing their protection plans, pricing and customer support, amongst different elements:
- Protection: Residence guarantee firms that present intensive protection and defend essential programs and home equipment, together with your air-con, fridge and heating, scored greater than firms with minimal protection.
- Plan selection: A supplier with extra protection plans permits for extra flexibility amongst prospects. Generally, most dwelling guarantee firms present an appliances-only plan, systems-only plan and mixture plan.
- Pricing: We scored suppliers based mostly on their month-to-month plan costs and repair name charges in comparison with the business common pricing. Firms with extra reasonably priced protection acquired extra factors than firms with costlier plans.
- State availability: The place you reside will decide what firms can be found in your space. Residence guarantee firms that lined extra states acquired extra factors than firms with a restricted state availability.
- Trustworthiness: There are some dwelling guarantee firms which are scams and don’t comply with by means of on their service agreements. We rated firms based mostly on their years of expertise, rankings on the Higher Enterprise Bureau (BBB) and buyer evaluations.
To maintain our knowledge present, our group repeatedly updates the information factors for every firm to make sure their protection choices, pricing and availability are correct.
